{"id":1212,"date":"2026-01-06T11:36:32","date_gmt":"2026-01-06T16:36:32","guid":{"rendered":"https:\/\/oap.wp.vortexdev.com\/about\/gouvernance\/"},"modified":"2026-05-26T11:26:01","modified_gmt":"2026-05-26T15:26:01","slug":"governance","status":"publish","type":"page","link":"https:\/\/oap.wp.vortexdev.com\/en\/about\/governance\/","title":{"rendered":"Governance"},"content":{"rendered":"\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:35% auto\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Governance-683x1024.jpg\" alt=\"\" class=\"wp-image-2457 size-full\" srcset=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Governance-683x1024.jpg 683w, https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Governance-200x300.jpg 200w, https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Governance-768x1151.jpg 768w, https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Governance-scaled.jpg 1709w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>OLHI&#8217;s governance is designed to ensure its independence, integrity and accountability.<\/p>\n\n\n\n<p>Our governance documents available on this page establish the structures and mechanisms that support OLHI\u2019s work. These measures underpin our ability to carry out our mandate in a fair and objective manner, while maintaining public confidence in our processes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>The Board of Directors also plays a central role in this regard and is composed of a majority of directors who are independent from the life and health insurance industry.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/en\/about\/board-of-directors\/\">Find out more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-style-rounded-corner has-secondary-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">Documents<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a class=\"card-block aligndefault\"\n  href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/Insurance-OmbudServices-Cooperation-and-Oversight-Framework-2026.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\n  \n    \n  <div class=\"card-block__content\">\n          <div class=\"card-block__title-area\">\n        <h3 class=\"card-block__title is-style-card-title\">\n        Insurance OmbudServices Cooperation and Oversight Framework                                                          <\/h3>\n      <\/div>\n    \n      <\/div>\n  \n<\/a>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a class=\"card-block aligndefault\"\n  href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/CLHIO-OLHI_-By-law-No-1_2025_EN-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\n  \n    \n  <div class=\"card-block__content\">\n          <div class=\"card-block__title-area\">\n        <h3 class=\"card-block__title is-style-card-title\">\n        General By-Laws                                                          <\/h3>\n      <\/div>\n    \n      <\/div>\n  \n<\/a>\n\n\n\n<p><br><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a class=\"card-block aligndefault\"\n  href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/05\/OLHI_TermsOfReference.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\n  \n    \n  <div class=\"card-block__content\">\n          <div class=\"card-block__title-area\">\n        <h3 class=\"card-block__title is-style-card-title\">\n        Terms of Reference                                                          <\/h3>\n      <\/div>\n    \n      <\/div>\n  \n<\/a>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Independent Reviews<\/h2>\n\n\n\n<p>In accordance with the Insurance OmbudServices Coorperation and Oversight Framework, OLHI also undergoes independent reviews to ensure the quality, effectiveness, and impartiality of its processes. These external reviews help strengthen our governance, support continuous improvement, and maintain public confidence, as well as the confidence of participating companies, in our activities.<\/p>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-1&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-1-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-1\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">First independent review<\/span><span class=\"icon-arrow-drop-down-circle\" aria-hidden=\"true\"><\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-1\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-1-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>In 2008, the independent review was conducted by Leslie H. Macleod &amp; Associates, whose principal, Leslie H. Macleod, is a legal professor specializing in alternative dispute resolution and does not have any ties to the life and health insurance industry.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/03\/IndependentEval-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consult the report<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-2-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Second independent review<\/span><span class=\"icon-arrow-drop-down-circle\" aria-hidden=\"true\"><\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>In 2012, the independent review was conducted by The Honorable Robert Wells, Q.C. Judge Wells was chosen through a national public search from among 30 candidates qualified in alternative dispute resolution. He has no ties to the insurance industry.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/03\/IndependentEval-2.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consult the report<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-3&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-3-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-3\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Third independent review<\/span><span class=\"icon-arrow-drop-down-circle\" aria-hidden=\"true\"><\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>In 2018, OLHI &nbsp;engaged The Honorable Robert Wells, Q.C., to conduct the scheduled five-year review on OLHI\u2019s operations and review any changes implemented since the completion of the second independent review in 2012.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/03\/IndependentEval-3.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consult the report<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-4&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-4-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-4\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Fourth independent review<\/span><span class=\"icon-arrow-drop-down-circle\" aria-hidden=\"true\"><\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-4\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-4-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>For OLHI\u2019s Fourth Independent Review, OLHI commissioned Laurie Wright and Serge Dupont of Bennett Jones. Ms. Wright is a former senior leader with Canada\u2019s Department of Justice, and Mr. Dupont is the former Deputy Clerk of the Privy Council of Canada. The relevant period for the report is from 2018, when the previous report was completed, up to and including 2022.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/03\/IndependentEval-4.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consult the report<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/oap.wp.vortexdev.com\/wp-content\/uploads\/2026\/03\/IndependentEval-4-OLHIResponse.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Consult the implementation timelines<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Documents Independent Reviews In accordance with the Insurance OmbudServices Coorperation and Oversight Framework, OLHI also undergoes independent reviews to ensure&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":350,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1212","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/pages\/1212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/comments?post=1212"}],"version-history":[{"count":8,"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/pages\/1212\/revisions"}],"predecessor-version":[{"id":2525,"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/pages\/1212\/revisions\/2525"}],"up":[{"embeddable":true,"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/pages\/350"}],"wp:attachment":[{"href":"https:\/\/oap.wp.vortexdev.com\/en\/wp-json\/wp\/v2\/media?parent=1212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}